Private Lending Program

There are four key documents that secure your investment:

• A promissory note will state the exact fixed return that you will receive. The note will clearly state the terms agreed upon by both parties.
• A deed of trust will be created by the title company to put the property as collateral for your loan. This means you will have a lien on the property until the loan is paid off.
• A title insurance policy will protect you against any title issues or claims that may arise. 
• A hazard insurance policy will be in place for your protection in case of unexpected catastrophes. 

 Our program requires a $30,000 loan for a term of 60 months. When you receive your full investment plus interest at the end of the 60 months, you will sign a Certificate of Satisfaction to clear your lien against the title. 

The title company or attorney will handle all of the paperwork. You will send your funds directly to their office and make everything payable to them. The closing agent will not disperse any funds until all of the documents that secure your investment are in place and signed. They will create the promissory note that states the terms of your loan, the mortgage instrument that gives you collateral, and the title insurance policy. We will also send you a copy of the hazard insurance policy.

You can contact us whenever you are ready! We can talk about any further questions or concerns you may have. If you decide to become a private lender, we can begin making the necessary arrangements to have the funds delivered to the attorney/ title company before the date of closing. Your funds are wired directly to the title company and you are given a receipt for your deposit. You start earning interest that day!